Objective  : The scheme aims at providing adequate and timely credit for composite credit requirements of farmers with flexible and simplified procedure, adopting while farm approach , including the short term needs and reasonable component for consumption needs.

Nature of Financial Accomodation:

 The credit facility under this scheme will be in the nature of revolving cash credit and term loan facility for agriculture and allied activities.

Quantum of limit   

The maximum amount of limit will be 50% at the value of land mortgaged as collateral security or  Rs 8.00 lacs whichever is less.Subject to prevaling scale of finance.( for details please contact to our nearest Branch).

2)- Mahila  Silver Credit Card

Purpose:  

In the hill area where the male population of the village migrate to cities for employment and women are engaged in agricultural activities but ownership of land is not in their name. To provide hassle free loan to the  those women , Bank has introduced Mahila  Silver Credit Card for their economic upliftment.

Nature of facility: Cash credit Limit.

Quantum of loan:
Maximum Rs.25000.00
(for details please contact to our nearest Branch).

3)- Gramin Bank General Credit Card

Purpose:
In order to provide hassle free credit to weaker section of the people of rural and semi urban areas based on the assessment of income and cash flow without insisting on security ,purpose or end use of the credit , bank has introduced Gramin Bank General Credit Card (GBCC).

Nature of facility: Cash Credit Limit .

Maximum Credit Limit  Rs. 25000.00
( for details please contact to our nearest Branch).

4)- Solar Light( Har Ghar Main Ujala Yojana)

Purpose:
Purchase of Solar Energy Equipments.

Nature of facility: Term Loan.

Eligibility of Borrower :
Repaying Capacity Of Borrower .

Loan Limit :
Maximum 85% of cost of system and accessories
( for details please contact to our nearest Branch).